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Instant Cash Loan in India

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Instant Cash Loan in India

Are you scouting around the internet for ready cash? Or do you require instant access to funds online? You could take care of financial needs with the help of an instant cash loan. There are also options to apply up to Rs.5 lakhs in the form of instant cash loans and a paperless process. It is indeed a hassle-free procedure wherein money is credited to the bank account once the loan application is approved.

Obtaining Instant Cash Loan within 24 Hours from Money View

All you need to do is to go through the below-mentioned steps:–

1. Eligibility Criteria:

Signup with phone number and furnish relevant details including name as per PAN, age, sex, employment status, the purpose of applying for the loan, date of birth, area PIN code, PAN number, and mobile number. Upon confirmation of the details entered, you will be provided the necessary information regarding the instant loan amount you are eligible for.

2. Choose your loan plan:

Select the instant loan offer along with the repayment term that matches your requirements from a diverse range of options.

3. Uploading supporting documents:

In this step, you are supposed to upload supporting documents that complete the Know Your Customer verification. The above-mentioned documents will be verified by concerned loan experts at Money View to determine if you are eligible for the loan.

4. Crediting loan amount into bank account:

Once the loan application is approved, the required loan amount is credited to your bank in two hours.

Eligibility Requirements for an Instant Cash Loan

Money view had developed an alternate credit model to assist people irrespective of the location to obtain instant access to loans in India. Even individuals with a lower credit score could obtain a loan. The applicants could apply for a loan online from any corner of the globe.

Salaried professionals:

  • They should earn at least Rs.20, 000 per month. The bureau score must be between one and 299. The location is Mumbai/Thane or NCR region.
  • Minimum salary of Rs.15, 000 and credit score exceeding 675. Located within the metro city.
  • Age should be between 21 and 57 years
  • The credit score has to be 650. CIBIL score must be 750 or more
  • Monthly income should be credited directly to your bank account.

Self-employed individuals:

  • The monthly income must be Rs.25, 000
  • Age should be between 21 and 57 years
  • The credit score should be 650 or CIBIL score has to be 750 or more
  • Monthly income should be credited to your bank account.

Why is It Necessary to Apply for an Instant Cash Loan via Money View?

Money View is an authentic portal that provides you the liberty and comfort to apply for an instant cash loan from home. It includes additional benefits which are as follows:-

  • An option to apply for a loan even if the monthly salary is lower than Rs.30, 000
  • The loan amount could be lower up to Rs.5000 and a maximum of Rs.5 lakhs
  • Even people with lower credit score could apply for a loan from Money View
  • Check eligibility requirements within two minutes
  • The quick disbursal of loan option ensures money is credited to your bank account within two hours.
  • Only minimum documents to be uploaded for loan approval
  • The entire process including loan application and approval is executed in digital format
  • Flexible loan tenure and seamless repayment options as well.

Essential Documents Required to Apply for an Instant Cash Loan

  • ID Proof: Those documents that mention the date of birth in dd/mm/yyyy format could be submitted as proof of identity. Ex: PAN Card, Aadhaar card, Driver’s license, Indian Passport, and Voter’s ID card.
  • Address Proof: Those documents displaying the existing address as well as pin code could be submitted as proof of address. Ex: Aadhaar card, Bank statement/passbook—created within previous sixty days.
  • Ration Card
  • Utility Bills: Telephone bill, gas bill, water bill, and electricity bill, voter’s ID card, Indian passport, and driver’s license.

Proof of Income

  • Previous three month’s bank statement in PDF format displaying salary credits. Even the last three month’s salary slips containing relevant details are more than enough.

Note: This is applicable only for salaried professionals

  • Last three month’s bank statements in PDF format or previous year’s Income tax returns containing crucial information.

Note: This is applicable only for self-employed individuals

Features and Benefits of an Instant Cash Loan from Money View

  • Check your eligibility requirements for an instant cash loan within two minutes
  • You do have the option to borrow the amount ranging from Rs. 10, 000 to Rs. 5,00,000
  • Flexible repayment terms up to five years
  • The entire loan amount is credited to your bank account within twenty-four hours of approval
  • Lower rate of interest i.e. 1.33% per month

Apart from the above-mentioned, there are potential advantages of applying for an instant cash loan from a money view.

  • Consolidation of Debt: Clearing higher interest loans using a low-interest personal loan
  • Creating Credit History: Obtain a loan and repay it within a stipulated time to develop a robust credit score
  • Home Renovation: Raising funds for the renovation of properties
  • Dream Vacation/World Tour: Let your dreams turn into reality by paying a visit overseas.
  • Business Ventures: Setting up a business without being fret about initial investment
  • Pursue Higher Education: Students will be able to pursue higher education and no need to worry about the course fees.

Wrap Up:

Applying for an instant cash loan from Money view is worth it. It is one of the reliable and authentic platforms that offer instant loan amounts within twenty-four hours. Applicants could take advantage of the lower rate of interest and flexible repayment tenure as well. They do have the option to borrow money ranging from Rs.5, 000 to Rs.5, 00, 000 in a hassle-free manner.